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Groceries on a Budget - Literally

July 1st, 2011 at 06:53 pm

Do you have a budget? Most of us do. They include items like car payments, mortgage, credit card bills, and most definitely groceries. But do you have a separate budget for groceries?

A what?

Most people do not think to actually make an itemized budget for their grocery shopping. However, it is not only a great financial tool, but it will also help you cut down on unhealthy foods, and will help you stick to your grocery lists!

A few days ago, my wife wrote up a budget on Google Docs. And I must say, I am quite impressed!

Click to see the Grocery Budget

As you can see, she did a great job of categorizing items and applying a set amount, as well as laying out how often the items are purchased.

Such an easy task, yet such a huge helpful tool!

What's more, you need to be able to stick to your grocery list! Never, ever go to the store without a list. You are much more tempted to make impulse buys this way. Even with a list, impulse buys are still a hazard. Also, try not to go to the store hungry!

A great way to make your grocery list correspond with your budget is to write the amount you plan to spend on the particular item, next to that item. See below.



Doing this, we were actually able to get MORE groceries for LESS. We ended up saving $13 than what we usually spend on the month's first week of groceries.

Now that's what I call a good job budgeting and saving!

iPhone App: A great app for shopping, that I like to use, is called ShopShop. Super simple, and super FREE.

4 Responses to “Groceries on a Budget - Literally”

  1. rob62521 Says:

    What a detailed budget! Do you then plan your menus for the week based on the budget?

  2. uRabbit Says:

    Not entirely, no. We have thought about doing so, but my wife is just so creative that she knows the base products that she needs, and then rolls with that. Smile
    Last night, she grabbed some frozen sausage that we kept forgetting we had. It was actually a breakfast sausage, but it was great with what we had!

    First of all, she usually has a tendency to make too much for just the two of ours, so we typically have leftovers. Problem is, we rarely eat those leftovers, or she forces herself to eat it for lunch and doesn't enjoy it. So, she instead used portions this time. 1 cup of pasta (1/2 cup ea.), half a jar of pasta sauce (1/4 ea.) and 1/4 of the dinner bread. We were satisfied, not over-stuffed, and it tasted delicious! She added the breakfast sausage in with the sauce, as well as onion, mushroom, spinach, and some seasonings.

    She is great! Smile

  3. rob62521 Says:

    You are very blessed to have such a good cook! It appears so many folks don't cook anymore, or rely on the processed almost fixed stuff.

    A friend of mine cooks sausage or hamburger and uses half in a meal and then freezes the rest so she can just add it to a sauce as needed.

    I often have breakfast for dinner, so I don't go by labels as breakfast sausage per se. We've heard that called brinner (breakfast + dinner). I make quiche' often -- it's a reasonable meal and not a lot of it is leftover. With a salad and some toast, it is pretty filling, but not overwhelming.

    It's wonderful your wife is such a great cook!

  4. crazyliblady Says:

    I applaud anyone who can make a written budget and actually stick to it. I have tried, tried, and tried to make a budget, but it doesn't seem to help to write it down. Basically, I keep our grocery purchases to about $100 per week for 2 adults. We also spend about $40 or so per month on cat food. I don't buy a lot of prepared foods, mostly because I cannot eat them due to allergies, but it's actually cheaper and healthier for us to eat this way anyhow. I mostly stick to a lot of fruits, vegetables, beans, and fresh meats. I also don't go to the store hungry or without a list.

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